Many people feel under pressure to spend too much money at Christmas, often money they can’t afford. They feel that in order to make everything special they must buy the latest toys, impressive gifts and too much food and drink. Providing the perfect Christmas for family can be a time of great stress and worry and can cause significant financial strain, pushing some into even more debt. For those who have to borrow to fund Christmas, they must then face the prospect of having to pay it back, perhaps along with other debt that they’re already struggling with. It’s natural to want to give your family the best Christmas possible – but if you’re in this situation the best thing to do is to get help with your current debts now before the situation becomes worse.
Don’t be overwhelmed
If you are dealing with debt, there is help available, you don’t have to deal with this alone. Some simple steps will help you to tackle the problem and to give you peace of mind this Christmas:
- Take charge – it’s often all too easy to ignore the problem and to bury your head in the sand. This won’t help, you must address the problem.
- Don’t put off talking to the people you owe money to – this can often be the first step to getting the help that you need to get your finances back on track and giving you peace of mind
- Prioritise your bills – anything to do with keeping a roof over your head is a priority bill and your Council rent must be your priority
- Get help – if you have multiple debts and are feeling overwhelmed, there are people who can help you. Contact your local Citizen’s Advice Bureau to find out more.
The best present at Christmas is peace of mind
Christmas can be a particularly difficult time, particularly if you are already dealing with debt, but it is important that paying your council rent is a priority. East Lothian Council wants to make sure that all council tenants have an enjoyable Christmas and understand that in the lead up to Christmas, finances can be tighter than ever, but paying rent must remain a priority. If any council tenant has rent arrears or is in need of financial help, then contact the Rent Income team at East Lothian Council now. Please don’t ignore the problem, it won’t just go away.
REMEMBER, even though Council offices are closed over the festive period, there are still many ways to pay your rent:
- Pay at a Post Office or PayPoint outlet
- Pay over the phone by calling 01875 824301
- Pay online at eastlothian.gov.uk/payforit
Contact the Rent Income team:
Telephone: 01620 827528
Make paying your council rent a priority over the festive period. You could lose your home if you don’t.